ABOUT OUR LOANS
Unlike credit cards, cash advances, or other types of high-interest or predatory loans, we work with you to ensure you have the right loan at the right rate that you are able to pay back. As a compassionate lender, we can be more flexible than traditional lenders.
WE ARE A DIFFERENT KIND OF LENDER
We work hard to fund small business owners, especially socially and economically disadvantaged individuals.
Our dedicated team is committed to helping regional businesses. While working with us, you will have personalized attention from a loan officer.
OUR LOAN OPTIONS
- We offer small business loans ranging from $5,000 to $500,000 and commercial real estate loans up to $750,000.
- Our average interest rate is from 11% to 13%. While higher than some banks, we take risks that most banks won't.
- We provide loan options tailored to your needs, including loans for those with limited collateral and more.
- We can provide loans in Alaska, Idaho, Oregon, and Washington to business owners at every stage, from startups to established, and we work with you over the phone, via live web chat, and even through email.
GET THE MONEY YOUR BUSINESS NEEDS
- Contractor Receivables
- Equipment
- Inventory
- Working Capital
- Commercial Real Estate
- Furniture & Fixtures
- Debt Restructuring
- Contract Mobilization
LOAN APPLICATION PROCESS
- You’ll provide all documentation required for loan review, and we will make an assessment of your loan request.
- You’ll hear from us within 7-10 business days with the next steps.
- Your loan officer will partner with you to provide the loan type, amount, and terms you need.
- If we are unable to move forward with your loan, we will direct you to free resources you can utilize to improve your application.
- Throughout the following 4-6 weeks, we will work with you on your application.
READY TO APPLY?
If you are not ready, consider these resources:
- Free business loan classes cover financial management, understanding credit, and more.
- Free loan preparation coaching to help you prepare your loan application, guide you through the lending process, and assist you in developing your business plan and financial projections. These coaching sessions can be held in person, over the phone, or via videoconferencing.
Equal Opportunity Notice as required by the Department of Treasury
In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to: U.S. Department of the Treasury, Director, Office of Civil Rights and Equal Employment Opportunity 1500 Pennsylvania Avenue, N.W., Washington, DC 20220; call (202) 622-1160; or send an e-mail to: crcomplaints@treasury.gov.